Book: Only Investment Guide...

The Only Investment Guide You'll Ever Need - recently finished reading this book. Let me boil it down for you. Common sense. If you're not rich, then simply use common sense. Make it easy, do not spend lots of time over-managing your investments.

What does this mean? Get a savings account. After you have $25,000 in savings and you are contributing to either your corporate 401k or an IRA or both - open an investment account. Make that easy too - invest in a handful of mutual funds or exchange traded funds (ETFs). Focus on US stock index, international stocks, and inflation-protected securities.

And the number one investment strategy? SPEND LESS, SAVE MORE. Common sense, but so hard for our consumer-driven economy to implement on a daily basis.